As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

An overview of the direct lending market, including the characteristics of direct lending that distinguish it from the ...

A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, depending on your goals and how a new ...

Finding the right lender makes all the difference when you refinance a mortgage. We review the best mortgage refinance ...

Learn how to compare auto refinance loans to find your best option.

To get the refinance you want, you need to explain your goal in words that the lender understands. This is a guide to what to ...

A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding — and that more people like ...

Nursing is undoubtedly an admirable profession, but taking on such a large amount of student debt could be a burden for young ...

Borrowers seem to be shopping around less for the best rates when refinancing their mortgages, says a new report. But it ...

Refinancing doesn't, but extending your repayment term might feel similar.