Lauren Graves is an experienced editor and a personal finance expert. A longer loan term typically has smaller monthly payments than a loan with a shorter term. For example, a $10,000 personal loan ...

Loan terms are one of the most important aspects of borrowing money. They include details such as your monthly payment and the interest you’ll pay over the life of your loan. Find Out: 5 Subtly Genius ...

Student loan refinance rates have held steady going into the New Year. As of January 1, 2026, student loan refinance lenders ...

Most personal loan terms have a one-year minimum, but that may still be too long for your liking. If you need a loan you can pay back quickly, such as for an unexpected expense, there are short-term ...

Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas including investing, insurance portfolio management, finance and accounting, personal investment and financial ...

Personal loan term lengths can be as short as six months or over 10 years Written By Written by Contributor, Buy Side Amy Boyington is a contributor to Buy Side and a finance expert on education and ...

Many businesses need to borrow at some point – and one option to consider is a short-term business loan. With the majority of lenders, the minimum term on a business loan is 12 months. But it’s still ...

Get your personalized action plan and manage your credit with ease. Short-term loans are designed to be repaid in a matter of weeks or months, not years. They’re often easy to qualify for, even with ...

Every business can benefit from a cash infusion, especially if they’re a startup or in the midst of a growth stage. From crowdfunding to personal investments, there are a variety of ways business ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But there is one upside to today's unusual housing market environment.

Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...