Texans with low credit scores are paying almost $3,000 more for home insurance on average each year than those with high scores, according to a new report that also found the scores impact consumer ...

You know your credit score affects mortgage rates and credit card approvals. But car insurance? In most states, insurers use your credit to calculate premiums—and it matters more than you think. More ...

Kids play outside of Windham Primary School in Maine, where Windham Raymond School Aged Child Care operates an afterschool program. Credit: Sofia Aldinio for The Hechinger Report The Hechinger Report ...

A CLUE report contains details about home or vehicle insurance claims made in the past. Reported information includes the policyholder’s name and date of birth, policy number, type of claim filed, ...

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

When Cheryl Montgomery awoke in the hospital after a medical emergency, the last thing on her mind was the billing headache that would follow. Even with robust health insurance, Montgomery still owed ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

As worries about private credit have increased in recent months, regulators and rating agencies are raising more concerns about the role of insurance companies that are partially or fully owned by ...

When applying for a loan or new credit card, the lender might offer you credit insurance — a policy you can either pay for upfront or roll into your monthly payments. But what is credit insurance?