Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

When something goes wrong at home, knowing who to call and what protection applies is crucial. Many homeowners in the United States confuse home insurance with a home warranty, thinking they cover the ...

For many homeowners, roof replacement is one of the most expensive repairs they may ever face. It is also one of the most ...

Your home is more than just your largest purchase, it's the center of your life. So, making sure it's insured should be a priority. After a catastrophe, having homeowners insurance — and the right ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...

Learn how windstorm insurance covers property damage from hurricanes and tornadoes, and find out if you need extra coverage ...

Water backup coverage can pay for damage to your home if a sewer or drain backs up or a sump pump overflows. Many, or all, of the products featured on this page are from our advertising partners who ...

Homeowners insurance policies don’t typically cover mold. But it might be covered in some instances, depending on the circumstances. Try checking your home insurance policy or talking to your agent ...

In 2025, a homeowners insurance policy in California averaged about $1,674 a year. That's significantly less than the $2,692 national average, but still a 20% increase from 2024. In addition, owners ...

Homeowners insurance coverage is a must if you have a mortgage loan, and it’s strongly advised even if you don’t. It covers damage to your property from a wide range of sudden and accidental events, ...